Coverage that may also show up while you're still here.
Living benefits are a feature of certain life insurance policies that may help you when life takes an unexpected turn — not only afterward.
Some life insurance policies may include living benefits that allow access to a portion of the death benefit if the insured experiences a qualifying illness, injury, or condition, depending on policy terms and carrier guidelines.
It's a meaningful piece of coverage to understand. In a difficult moment, a policy that may be able to help during life — not only at the end of it — can take real financial pressure off your family.
Living benefit availability, qualifications, limitations, and exclusions vary by carrier, state, and policy. Always review the specific policy documents and any carrier-provided disclosures before making a decision.